Terms and Conditions

Welcome to smartinsidertrades.com ("the Website" or "SIT"). By accessing or using the services provided by the Website, you agree to be bound by the following Terms and Conditions. Please read them carefully before using the Website. If you do not agree to these Terms and Conditions, please refrain from using the Website.

Use of Services

The services provided by the Website are available only to paid customers who have subscribed to our premium features. As a paid customer, you acknowledge and agree to use the services "as is" and understand that the Website makes no warranties or representations regarding the accuracy, completeness, or reliability of the information provided.

Not a Broker or Dealer

The Website is an informational platform and is not registered as a broker or dealer under any securities laws. The information provided on the Website does not constitute financial, investment, or legal advice. You are solely responsible for your investment decisions, and we recommend consulting with a qualified financial advisor before making any financial or investment decisions.

Subscription and Payments

We offer two convenient payment plans for our premium services, the Basic plan at 299 EUR per month and the Advanced plan at 1499 EUR per month, including VAT. By subscribing to either plan, you gain access to all the exclusive features and benefits of our platform. Payment is required to access the premium content and tools

Price Adjustment

Please note that Cat & Nerd Limited reserves the right to change the price of the monthly plan at any time. In such cases, we will provide notice of any price adjustments on this website and the effective date of the changes. Continued use of the Website and its services after the price adjustment will indicate your acceptance of the new pricing.

Cancellation Policy

If you wish to cancel your subscription, you may do so at any time. However, please note that if you cancel your subscription before the end of the billing cycle, your subscription will remain active until the end of that billing cycle. There will be no partial refunds for any unused portion of the billing cycle.

Personal Responsibility

As a paid customer, you are solely responsible for the use of the services and the decisions made based on the information provided by the Website. We do not offer financial, legal, or investment advice. Any actions taken based on the data and insights obtained from the Website are at your own risk.

Risks

When investing in stocks and derivatives, investors face a wide range of risks that can impact their returns. Here's a comprehensive list of the key market risks associated with such investments, along with detailed explanations:

1. Market Risk

This is the risk of losses due to adverse movements in the overall market. It includes fluctuations in stock prices, interest rates, and currency exchange rates, which can impact the value of investments.

2. Volatility Risk

The risk of sudden and significant price changes in a short period. High volatility can lead to large gains but also substantial losses, especially in derivatives where leverage amplifies these movements.

3. Liquidity Risk

The risk of not being able to buy or sell assets quickly without affecting their price. In illiquid markets, you may struggle to exit positions at desired prices, especially during periods of market stress.

4. Credit Risk (Counterparty Risk)

This is the risk that the counterparty to a transaction (e.g., a broker or another trader in a derivatives contract) will default on their obligations. This is particularly relevant in over-the-counter (OTC) derivatives.

5. Leverage Risk

Options and futures, including single stock futures, inherently involve leverage, meaning you can control a large position with a relatively small amount of capital. While leverage can amplify gains, it equally magnifies losses, making these instruments particularly risky for inexperienced investors or those with low-risk tolerance.

Options Risk: In options trading, leverage comes from the ability to control a larger amount of stock with less capital (the premium paid for the option). If the underlying stock moves in an unfavorable direction, options can expire worthless, resulting in a total loss of the premium. Additionally, certain strategies, such as selling uncovered calls, can expose investors to unlimited losses if the market moves sharply against the position.
Futures Risk: Futures contracts require a margin deposit, allowing you to control a large position with a small percentage of the total value. However, if the market moves against your position, you may face margin calls, requiring additional funds to maintain your position. The potential for rapid and substantial losses is particularly high, as small price movements in the underlying asset can lead to significant losses due to the leveraged nature of futures.
Single Stock Futures Risk: Single stock futures allow you to speculate on the price movement of individual stocks with leverage. Like other futures, the margin requirement is a fraction of the contract's value, meaning that small price changes can lead to large gains or losses. The risk is heightened because single stock futures are often less liquid than index futures, potentially leading to higher volatility and more substantial price swings.
Time Decay Risk (Options): Options are also subject to time decay, meaning that the value of an option decreases as the expiration date approaches. This is particularly relevant for short-term options, where the price of the underlying stock must move significantly within a short period for the option to be profitable. As a result, even if the stock price moves in the desired direction, the option may still lose value due to time decay.
Volatility Risk: Both options and futures are sensitive to changes in market volatility. For options, implied volatility can significantly impact the price, often leading to large swings in value even if the underlying stock doesn't move much. In futures, increased volatility can lead to sharp price movements, magnifying the potential for losses.
Cash Flow Risk: In futures trading, daily settlements (mark-to-market) mean that gains and losses are realized and must be paid or received in cash daily. This can lead to liquidity issues, especially if you face continuous losses, which can quickly deplete your available capital.
Complexity and Strategy Risk: Options and futures offer various strategies (e.g., spreads, straddles, etc.) that can involve multiple positions and complex risk-reward profiles. Misunderstanding the implications of these strategies can lead to unintended risks and potentially significant losses.

6. Interest Rate Risk

The risk of changes in interest rates affecting the value of stocks and derivatives. For example, rising interest rates may negatively impact stock prices, especially in sectors like real estate and utilities.

7. Inflation Risk

The risk that rising inflation will erode the purchasing power of returns. High inflation can lead to lower real returns and impact the valuation of stocks and bonds.

8. Regulatory Risk

Changes in laws, regulations, or government policies can affect markets and investments. For instance, new taxes, changes in financial regulations, or restrictions on trading can impact the value of stocks and derivatives.

9. Event Risk

The risk that major events, such as natural disasters, terrorist attacks, or pandemics, will cause market disruptions and affect investment values. These events are often unpredictable and can lead to sharp market declines.

10. Sector-Specific Risk

The risk associated with a particular industry or sector. For example, energy stocks may be affected by oil price changes, while tech stocks may be impacted by regulatory scrutiny or innovation cycles.

11. Currency Risk (Foreign Exchange Risk)

For investors in international stocks or derivatives, fluctuations in currency exchange rates can impact returns. A strengthening domestic currency can reduce the value of foreign investments and vice versa.

12. Political Risk

The risk that political instability or changes in government policy will negatively affect investments. This is particularly relevant for emerging markets where political events can have a significant impact on market performance.

13. Operational Risk (Infrastructure Risk)

The risk of losses due to failures in systems, processes, or human error. For instance, a glitch in trading platforms or errors in clearing and settlement can lead to financial losses or missed opportunities.

14. Third-Party Risk

The risk of relying on external parties for services, such as brokers, custodians, or technology providers. Failures or disruptions at third-party providers can impact trading, settlement, and the security of investments.

15. Slippage Risk

The risk of getting a different price than expected when executing a trade, especially in volatile or illiquid markets. Slippage can increase trading costs and reduce profits.

16. Model Risk

The risk that models used to price derivatives or manage portfolios are flawed or based on incorrect assumptions. Incorrect models can lead to significant financial losses, especially in complex instruments.

17. Reinvestment Risk

The risk that returns from an investment may not be able to be reinvested at the same rate. This is particularly relevant for bonds and fixed-income derivatives when interest rates are declining.

18. Taxation Risk

The risk that changes in tax laws or interpretations will affect the returns on investments. Taxes can erode gains and may vary depending on the type of investment and jurisdiction.

19. Settlement Risk

The risk that a transaction will not be completed as expected, usually due to the failure of one party to deliver funds or securities. This can lead to financial loss and is especially relevant in derivatives markets.

20. Systemic Risk

The risk of collapse of an entire financial system or market, as opposed to just individual entities. This can happen during financial crises where the failure of a single entity or group of entities could cause a ripple effect throughout the market.

21. Concentration Risk

The risk of loss due to overexposure to a particular asset, sector, or market. Lack of diversification can increase the impact of adverse events on the portfolio.

22. Behavioral Risk

The risk of making poor investment decisions due to psychological biases such as overconfidence, fear, or herd behavior. This can lead to suboptimal trading and investment outcomes.

23. Timing Risk

The risk of entering or exiting the market at the wrong time, which can lead to lower returns or losses. Timing the market accurately is notoriously difficult, and mistimed trades can have significant impacts.

You, as an investor or trader, are solely responsible for any losses associated with these risks.

Applicable Law and Jurisdiction

These Terms and Conditions shall be governed by and construed in accordance with the laws of Ireland. Any disputes arising from or relating to these Terms and Conditions, the Website, or its services shall be subject to the exclusive jurisdiction of the courts of Ireland.

Disclaimer

The information provided on this website is for general informational purposes only and should not be considered as financial advice or a financial recommendation. The content presented on this platform is based on publicly available information and analysis, and it may not reflect the most current developments in the financial markets.

Investing in securities involves risks, and past performance is not indicative of future results. It is important to conduct thorough research and consult with a qualified financial advisor before making any investment decisions. The owners, operators, and contributors to this website do not assume any responsibility for the accuracy, completeness, or reliability of the information provided herein.

Users of this website are solely responsible for their own investment decisions and actions, and they should consider seeking the advice of professionals before acting on any information contained on this website. By using this website, you acknowledge and agree that you use the information at your own risk.

smartinsidertrades.com does not endorse any specific investments, securities, or financial products. The views and opinions expressed on this website are those of the authors and contributors and do not necessarily reflect the official policy or position of Cat & Nerd Limited.

For specific financial advice tailored to your individual situation, please consult with a qualified financial advisor or investment professional.

No Guarantees

The Website endeavors to provide accurate and up-to-date information. However, we make no guarantees regarding the timeliness, accuracy, or completeness of the data presented. The stock market is subject to fluctuations, and past performance does not guarantee future results. It is essential to conduct your research and seek professional advice before making investment decisions.

Intellectual Property

The content, including but not limited to text, graphics, images, logos, and trademarks displayed on the Website, are the property of Cat & Nerd Limited and protected by applicable intellectual property laws. You may not use, reproduce, distribute, or modify the content without prior written consent from Cat & Nerd Limited.

API Access

API access is granted only to customers with an advanced subscription. API access will be enabled after the first successful payment and is not available during the 7-day trial period.

Public API

SIT platform offers two versions of REST API: a private one and a public one.

The Public REST API serves the needs of research companies interested in market sentiment. The data aggregated for the Public API can be obtained using a public dataset stored on Google Cloud Engine.

Public API reference is available on our Postman and is accessible to anyone who has obtained an API key here.

Adsense

Some pages on the SIT platform include Adsense advertisements. We have made efforts to ensure these ads are minimal and unobtrusive, maintaining an optimal user experience.

If you are a paid customer, regardless of your chosen plan, or have been a paid customer in the past, you can log in to continue enjoying an ad-free experience.

Data Usage Restrictions

Data received via API or through our shared Google BigQuery connection is for your personal or organizational use only and cannot be redistributed. Redistribution of this data, whether for commercial purposes or otherwise, is strictly prohibited.

Custom Development Services

The SIT dataset is designed to be flexible and adaptable. SIT provides custom software development services to accommodate the unique needs of our clients. We understand that certain clients may require bespoke features developed exclusively for their use.

Custom Research Services

SIT offers customized research services to meet the specific needs of our clients. We can provide tailored reports and in-depth analysis based on your requirements.

Methodology

By using the SIT platform, you acknowledge that you have carefully read and understood the methodology we employ in our analysis of insider trading activity.

Changes to Terms and Conditions

Cat & Nerd Limited reserves the right to update or modify these Terms and Conditions at any time without prior notice. The updated Terms and Conditions will be effective upon posting on the Website. Continued use of the Website after the changes indicates your acceptance of the updated Terms and Conditions.

Termination

Cat & Nerd Limited may, at its sole discretion, suspend or terminate your access to the Website and its services without prior notice if we suspect any violation of these Terms and Conditions or any inappropriate or illegal activity.

Privacy Policy

Your use of the Website is also governed by our Privacy Policy. Please review the Privacy Policy to understand how we collect, use, and protect your personal information.

If you have any questions or concerns regarding these Terms and Conditions, please contact us at support@smartinsidertrades.com.

Last updated: 17.11.2024